Overview of Peak Financial
We realize for those who are looking for financial advice the choices are many, and the problem is how to decide with whom to work. Below are our four company values that will give you an understanding of how we operate.
1. People Matter – We believe each person is innately valuable and worthy of respect and honor. We believe relationships matter and that business is relational top to bottom. "People First, Money Second" is a priority statement that places people and relationships ahead of financial
2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are above reproach. We believe suitability and ethical practices come from placing a high value on people and by putting their needs before our own.
3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe our client partners deserve the type of communication that is frequent, timely, truthful and relevant.
4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” - Vince Lombardi
Letter From Jay J.P. Peak
My name is Jay J.P. Peak and I’m a Retirement Wealth Advisor specializing in solving retirement account pitfalls for individuals and business owners. In 2006 I started my career as an insurance agent. I absolutely loved what I did but felt handcuffed because I was limited on the companies and products I could offer. My clients would constantly ask me about managing their money, especially in market downturns, but I never wanted to be the type of financial advisor who lost my clients money. I hated the thought of saying, “It’s just a paper loss,” or, “You just lost 40% of your retirement nest egg, but don’t worry, you have time to make it up.” Sound familiar?
Unfortunately, I wasn’t sure how to help them. So, I researched safe money investment strategies to try to find an answer. I became obsessed with helping my clients save for retirement without stock market risk. I spent the next several years learning how the financial industry worked and was mentored from the best financial planners in the business. Over the past 11 years, I have developed the knowledge and wisdom needed to help my clients succeed. The end result was the creation of "The Safe Money Tax-Free Retirement Plan" for consumers who are risk averse.
SAFE MONEY TAX-FREE RETIREMENT PLAN OVERVIEW
We help our clients understand their financial situation first. We will then customize a plan that fits you and your family's priorities, needs and budget. If you already have a plan in place, we will analyze your current plan and compare it to our strategy. Next, we will show you the likelihood of both plans lasting into retirement.
After you understand where you are and where you are going, we will work with you to implement your tax-free retirement plan. Then, we will review and adjust along the way to ensure your goals match the income you require.
TAX-FREE RETIREMENT PLAN
Distributions are tax-free at any time by optimizing your retirement portfolio. You can increase your account's return potential by eliminating taxes, which saves you from any future shock during retirement when taxes are likely to be higher and when you will have fewer deductions.
EARLY ACCESS TO YOUR PORTFOLIO
Reform qualified plan retirement rules by optimizing your retirement portfolio. You will be able to access to your money prior to age 59 ½ for any reason. This is critical for emergencies and unexpected expenses.
ABILITY TO BORROW
Leverage your retirement money and use a special contractual clause to access more money than you have saved for long-term care and critical illnesses, which can both cripple a normal retirement account.
PRINCIPLE AND INTEREST ARE PROTECTED
Have a floor on your account where your principle and interest are protected. Most retirement accounts do not offer a zero percent floor, but ours does, so you can never lose a penny of your principle or interest due to imminent stock market losses.
SPECIALIST AT YOUR SIDE
Work with a specialist. There are two types of financial advisors: The first is your normal stock broker. You probably have someone like this now managing your money. Their job is to make you money and tell you it’s just a paper loss! The second is a safe money financial advisor. Our job is to give you all the benefits you just read about and never lose a penny of your money ever!